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Property Assessment

As your representative, L2M performs pre-loss assessments — recording the condition of your property so you're ready if damage occurs.

Live Disaster Tracking

L2M gets the alerts, so you don't have to. We track storms, monitor your property, and send you only the critical updates and reports that matter.

Insurance Claim Consulting

Insurance claims are complex, and carriers often make them harder. L2M acts as your Owner's Representative — managing the process, standing in your place, and bringing in engineers, public adjusters, and specialists to make sure every detail of your claim is handled right.

Construction Consulting

As your Owner's Representative, L2M advises you through the construction phase of your claim — guiding decisions, reviewing progress, and carrying your cost and quality expectations forward to the contractors.

Protecting Owners. Managing Complexity. Restoring Property

L2M is a loss consulting firm specializing in large commercial, complex insurance claims and construction. We represent property owners through every stage of the claim process, bringing clarity, expertise, and proven strategies to restore your assets and return you to normal.

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ASSETS UNDER CONTRACT
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OF CONSTRUCTION
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$0
COST TO CLIENT

Wind, Hail, Floods & Fire, 

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We provide an extra layer of protection for your Commercial Asset to mitigate the headaches that arise during an Insurance claim for your Asset.

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  1. Free Pre-damage assessment of your structure

  2. Live Disaster Tracking

  3. Insurance Claim Consulting

  4. Construction Consulting

 

All this to ensure that you stay Worry-Free.

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L2M has a proven method that wraps all facets of a complex process to mitigate the headaches, fraud, and waste generally associated with insurance claims and construction

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Pitfalls to Avoid...

Claim Pitfalls

  • Insurance carrier tactics

  • Failing to mitigate further damage

  • Accepting funds from contractors

  • Failing to document damage properly

  • Pre-existing damage

  • No control of funds

  • No insurance funds oversight

  • Deferred maintenance

  • Filing late

  • Fraud

Construction Pitfalls

  • Hiring a roofer as a “general contractor”

  • Contractor fraud

  • Sub-Standard Materials

  • Lack of construction management skills

  • Signing bad contractor agreements

  • Unqualified or conflicted trades

  • Misallocation of insurance funds

  • Contractor-induced liabilities

  • Large Upfront Payments

  • Unpaid Trades

HERE'S WHAT OUR CLIENTS SAY

"I am the president of a homeowners association based in Denver, CO. My experience working with L2M has been great. We dealt with a large hail claim on 10+ buildings. Chris helped me understand our options and worked diligently for our community to make sure every single detail was properly handled. The L2M team exceeded our expectations when working with the insurance company, managing contractors, and communicating with homeowners quickly. I trust Chris, and their team to provide quality service and friendly advice - I would definitely use them again. Thank you!"

—  Robert O.

Book Your Free Property Assessment

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FREQUENTLY ASKED QUESTIONS

 
How are L2M services free to me?

L2M works on contingency. We're only paid when you are paid.

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My insurance agent can handle my claim, right?

No. Insurance agents sell policies and advise on coverage, but they do not negotiate claims or manage construction. When a claim goes bad, the agent is often caught between the customer and the carrier.

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I know insurance fraud is everywhere in the industry; how can I stay out of trouble?

Work with a knowledgeable consulting firm that specializes in claims and construction. L2M guides the process so everything stays within legal and ethical boundaries.​

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Doesn't my property manager know how to handle my loss?

Not usually. Most property managers aren't trained to oversee large-scale construction or navigate the complexities of an insurance claim.​​​​

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Should I use a Roofer/GC "Remediation Company"?

No. Roofers-GCs typically focus only on roofs and gutters. Your structure may have more damage that only a specialist can identify, document, and present to the carrier.​​

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​What is Construction Consulting?

It's a professional service applied to construction projects from start to finish, helping guide time, cost, scope, and quality without stepping into the contractor's role.​

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Is hiring a Construction Consultant that important?

Yes. A credentialed Construction Consultant understands both construction and insurance. L2M even provides a free claim evaluation and can help your project run smoothly while meeting the carrier's requirements and protecting your interests.​

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I have a high deductible; should I file a claim?

If your damage is equal to your deductible, filing may not make sense. But if the carrier's estimate is the only evaluation you've received, there may be more damage than they documented. In that case, filing a claim could be the right move.​

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​Is there a way to lessen the financial blow of a high deductible, legally?

Yes. L2M can guide you through several legal, carrier-supported strategies to reduce the impact of a high deductible.

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